The landscape of financial advice has changed dramatically over the last several decades, and some firms and advisors are struggling to keep up. That’s why we formed Divvi. At Divvi, we are focused on client outcomes - not product sales. If your current advisor isn’t a fiduciary, doesn’t work with you on goals based planning and/or doesn’t have a team of professionals in the room dedicated to your success, it might be time to consider a change.

Generally, households with more than $300,000 of annual income and/or $250,000 in investable assets stand to benefit the most from our services. These individuals, families and business owners are met with unique challenges that extend beyond simply managing their investments. Concepts like Tax Planning, Estate Planning and Risk Management are often more critical to their financial success.

Our long-term approach works best with goal-oriented clients who value collaboration and are comfortable delegating day-to-day management to a trusted partner.

Clients who prefer to make their own decisions or who prefer a transactional relationship would likely find more appropriate options elsewhere.

No. The majority of our clients work with us on a fee-basis - we do not earn commissions on products. The maximum annual fee is 1.25% and only goes down from there based on assets managed and other considerations. More importantly, our fees are fully transparent - our clients know what they pay for our services before they start and throughout their relationship with us.

Absolutely. For many of our working clients, their 401(k) plan represents the largest piece of their investment assets. They often prefer we proactively manage those investments alongside their other assets. We have the tools to do this on their behalf.

Some “teams” are nothing more than individual advisors sharing overhead. Not us. We believe client outcomes improve when people with unique perspectives and complementary backgrounds work toward common goals. Most client meetings will involve more than one Divvi team member, all in the name of better client experiences.

At Divvi, our boutique, client-centered approach is directed at ensuring we work toward the best possible strategy for each individual client situation. No one client is the same - and at Divvi we recognize that through careful goals-based planning that helps us understand your unique needs. Our thoughtful advisors, their processes and the supporting technology allow us the freedom to create highly individualized plans and portfolios specifically tailored for each client.