How we invest
Tailored. to You.
At Divvi, we understand that every individual's financial journey is unique.
That's why we adopt a customizable approach to investment management, steering clear of one-size-fits-all solutions. We firmly believe that personalized investment strategies not only cater to your specific needs but also increase the likelihood of your success.
We build custom, tax-aware portfolios designed to help grow and protect wealth.
HOw we work with You
Custom Investment Policy
For every new client, we draft a custom Investment Policy Statement, or IPS. This document is more than just a plan; it's a roadmap that reflects your financial goals, risk tolerance, and investment horizon. It guides every decision we make together.
Independence
Our firm is not tied to any product or asset manager. We are not compensated by anyone to recommend their investments. Our only commitment is to your success. This independence allows us to build portfolios we genuinely believe are best suited for you.
In-House Expertise
We do not outsource investment management. Every decision, every investment, is made in-house, ensuring that your portfolio receives the attention and expertise it deserves.
Do we consider Taxes?
Absolutely. Our approach prioritizes not just the returns you earn but more importantly, what you keep after taxes.
Our dedicated approach to tax-aware investment strategies is designed to protect and grow your wealth, efficiently and effectively.
How we integrate tax planning
Strategic Asset Location
Our approach involves careful consideration of asset location. By placing investments in specific accounts, we aim to maximize your after-tax wealth.
Tax-Advantaged Structures
We prefer strategies that give us control over the timing of tax liabilities. Clients may also participate in private real estate offerings.
Innovative Solutions
Make the most of taxable accounts by strategically realizing capital gains or losses, without sacrificing market participation.