The Modern Investor
Written by Human Advisors, for Human Investors
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Category
- Annual Letters 1
- Bonds 8
- Business Owners 2
- Cash Management 6
- Economy 7
- Education Planning 3
- Executive Compensation 1
- Financial Planning 10
- Forecasting 6
- Housing 2
- Interest Rates 1
- Investing 38
- Legacy Planning 1
- Market Data 7
- Quarterly Commentary 4
- Retirement Plans & Planning 15
- Risk Management 1
- Stocks 19
- Tax Planning 14
Should You Rent Out Your Home During the World Cup?
Thinking about renting out your Kansas City home during the 2026 World Cup? This article walks through the legal, tax, insurance, and practical tradeoffs so homeowners can evaluate whether the opportunity is actually worth the hassle.
The Right Time to Get Financial Advice Is Usually About Complexity, Not Net Worth
Hiring a financial advisor is usually less about hitting a certain net worth and more about reaching a level of financial complexity that is harder to manage well alone. This article explains the planning signals that often matter most, from taxes and equity compensation to retirement timing, business demands, and follow-through.
The Hidden Potential of HSAs
Only 13% of HSA balances are invested in something other than cash. Don’t miss out on long-term growth – learn why investing your HSA could mean $168,000 more over 20 years.
2024 Recap and Observations
Investors concentrated in big U.S. growth companies – or crypto – likely celebrated 2024 performance. And those with a more diversified approach, while still earning decent returns, were probably less enthused.
Read our 2024 recap and observations, as well as 5 thoughts for 2025.
August’s Rough Start: A Few Thoughts
If market action from the first week of August and the corresponding headlines gave you anxiety, you are not alone. But that alone does not mean you need to make dramatic changes. If you have not already done so, I would suggest revisiting your plan. Review how much risk, intended or otherwise, you are taking with your investments. And, if nothing else has changed, it may be time to recommit to your long-term goals.
Time for Open Enrollment? Three Benefits That Shouldn’t be Overlooked
Soon, many of us will receive a 20-page PDF from HR with a myriad of complex options to navigate in advance of the always stressful deadline. But before you just re-enroll in the same benefits from last year, grab that pumpkin spice latte while we review some of the most financially impactful benefits you may want to consider.
Five Strategies for Maintaining Control of Your Career and Lifestyle
Several economic factors have created profitability headwinds for many employers. Inflation has waged war on profitability. Higher interest rates have increased corporate borrowing costs. These factors along with a workforce that is increasingly valuing work-life balance have the potential to make firms less profitable. In many cases this causes CEOs and CFOs to take a careful look at their most important and largest investment: their people.
SECURE Act 2.0 - Six Things to Know
Making a list… ‘Tis the Season!